MANDATORY CREDIT COUNSELING AND FINANCIAL MANAGEMENT

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• Bankruptcy Overview
• Chapter 7 vs. Chapter 13
• Chapter 7: Eliminates Your Debts
• Chapter 7: Process
• Chapter 13: Protects Your Property, Stops Creditor Harassment and Reduces Your Debts
• Chapter 13: Restructures your Debts and Gives you Time to Pay Them
• Chapter 13: Process
• Automatic Stay and Discharge Injunction
• Individual or Joint Filing with Your Spouse
• Nondischaragable Debts and Obligations
• Mandatory Credit Counseling and Financial Management
• Mandatory Disclosures
• Documents Needed